Rates

Deposits

High Yield - NEW MONEY Introductory Bonus Rate

Deposit RatesAPY *Dividend Rate
High Yield < $10K1.36%1.35%   
High Yield < $20K1.41%1.40%   
High Yield < $50K1.56%1.55%   
High Yield < $75K1.66%1.65%   
High Yield < $100K1.76%1.75%   
High Yield < $250K1.86%1.85%   
High Yield < $500K2.02%2.00%   
High Yield < $1MM2.53%2.50%   
High Yield > $1MM2.74%2.71%   


*APY is annual percentage yield. Rate is dividend rate.  Once a particular tier is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account. No minimum balance required to open an account. Rates effective 07/01/2019 and are subject to change without notice.  To be eligible for this posted rate in the High Yield Tiered Rate Share Account, the account must be opened with new money.  "New money" is defined as funds that were not on deposit at One Credit Union at the time of the most recent statement cycle. The rate will be effective for 180 days. On day 181 the rate will change to the regular High Yield Tiered Rate Shares account rate and you will receive the prevailing tiered rate at the time. If the High Yield Tiered Rate Share Account is not new money, rates are 1.00% less than posted above. One Credit Union reserves the right to discontinue this promotional rate or reinstate it at any time.  


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Other Deposit Solutions

Deposit RatesAPY *Dividend Rate
Stash the Cash 1.72%1.71%   
Rewards Plus Checking - Premium Dividend0.25%0.25%   
Rewards Checking - Standard Dividend0.10%0.10%   
IRA & SEP0.45%0.45%   
Health Savings Account (HSA) 0.40%0.40%   
Youth Account1.92%1.90%   
Regular 0.10%0.10%   


*APY is annual percentage yield.  Rate is dividend rate. Rates effective 08/01/2019 and are subject to change without notice.  $25 minimum opening deposit on all checking accounts. Fees could reduce earnings on Rewards Checking account.


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Business High Yield - NEW MONEY Introductory Bonus Rate

Account TypeAPY *Dividend Rate
High Yield < $10K1.36%1.35%   
High Yield < $20K1.41%1.40%   
High Yield < $50K1.56%1.55%   
High Yield < $ 75K1.66%1.65%   
High Yield < $100K1.76%1.75%   
High Yield < $250K1.86%1.85%   
High Yield < $500K2.02%2.00%   
High Yield < $1MM2.53%2.50%   
High Yield > $1MM2.74%2.71%   


*APY is annual percentage yield. Rate is dividend rate.  Once a particular tier is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account. No minimum balance required to open an account. Rates effective 07/01/2019 and are subject to change without notice.  To be eligible for this posted rate in the High Yield Tiered Rate Share Account, the account must be opened with new money.  "New money" is defined as funds that were not on deposit at One Credit Union at the time of the most recent statement cycle. The rate will be effective for 180 days. On day 181 the rate will change to the regular High Yield Tiered Rate Shares account rate and you will receive the prevailing tiered rate at the time. If the High Yield Tiered Rate Share Account is not new money, rates are 1.00% less than posted above. One Credit Union reserves the right to discontinue this promotional rate or reinstate it at any time. 


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Other Business Saving Solutions

Account TypeAPY *Dividend RateMin. Opening Deposit
Business Share Draft - over $1K0.10%0.10%$100.00   
Business Regular Shares0.25%0.25%$5.00   
Business Interest on Lawyer Trust Account (IOLTA)2.50%2.50%$100.00   


*APY is annual percentage yield. Rate is dividend rate. Rates effective 2/1/2019 and are subject to change without notice. For IOLTA Share Draft Accounts, interest will be sent to the Vermont or New Hampshire Bar Foundation.


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